If you want to buy or lease one of our new or pre-owned Lexus vehicles, you’ll need to provide proof that you have car insurance before you drive away from our Jacksonville, FL Lexus dealership. In fact, you’ll need to show us that you have auto insurance before you can even take the automobile you’re interested in for a test drive.

All but one state in the U.S. requires motorists to have car insurance, which makes paying premiums inevitable for most drivers. While that’s true, it doesn’t mean you should pay more for coverage than you have to. If you suspect that you’re paying too much for car insurance, you can do a few things to lower the cost of your coverage.

Ask for Discounts

For starters, you should ask your carrier if you’re eligible for any discounts. A multi-policy discount, low mileage discount, or loyalty discount are some of the discounts you may qualify for.

Drive Safely

A clean driving record can also help you keep your insurance premiums low. While maintaining a clean driving record is a smart move, you can take things a step further and prove that you’re a safe driver by installing a driving monitor in your car that will send updates to your insurance carrier.

Maintain Good Credit

When you visit our Lexus finance center near Amelia Island, FL to apply for a loan or lease package, we’ll tell you that your credit score will influence the offers our lenders will offer you. Similarly, your credit score has an impact on the cost of your car insurance. The better your credit score is, the lower your premiums will be, so maintain a good credit score.

For more advice that can help you lower your auto insurance premiums, contact Lexus of Jacksonville.